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Benefits for today & every day
Airports Authority benefits are incredibly valuable. They give you access to healthcare and make it affordable. They help you build financial security and protect it. They support your total well-being and help you( and your family) live your best life.
Open Enrollment is the annual time for you to choose the benefits options you want for coverage in the next calendar year. It’ s easy as 1-2-3:
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Review your benefits and options. Read this guide for information about the benefits the Airports Authority offers.
TABLE OF CONTENTS
2 What ' s New in 2026
3 Your Options at a Glance
3 When Benefits Become Effective
4 Ready to Enroll?
5 Who Is Eligible for Benefits
5 Choose with Care 6 Medical Benefits
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Confirm your choices or make changes. We want you to have the benefits that are the best fit for you and your family.
Be confident and feel great. Use your benefits to protect and improve your health, wealth, and everyday life.
8 Prescription Drug Benefits
9 Dental Benefits 10 Vision Benefits
11 Flexible Spending Accounts
Enroll for benefits: October 16- November 6
13 Income Protection Benefits
16 Retirement Benefits 18 Work / Life Benefits 20 Contact Information
WHAT’ S NEW IN 2026
MWAA benefits has created a new resource! Access information and updates throughout the year at www. mwaa. com / online-benefits. In addition:
• Benefits are updating to new IRS maximums in 2026. Contribute up to $ 3,400 to a Health Care FSA, $ 7,500 to a dependent care FSA, and $ 340 to commuter accounts.
• Also starting Jan. 1, 2026, if you have earned more than $ 145,000 in FICA wages in 2025 any catch-up contributions to your 457 Savings Plan must be Roth( after-tax) contributions.
• We have a new Flexible Spending Account( FSA) provider, Optum, to administer the Health Care, Dependent Care and Commuter FSAs.
• IRS Form 1095C is no longer required to be mailed to medical plan participants. If you need a Form 1095C for your tax return, see page 27 for steps on how to print the form in Workday.
As medical costs continue to rise, so do the premiums you and the Airports Authority pay for coverage. Overall, the Airports Authority will continue to pay 80 % of the cost for medical coverage; employee premiums represent 20 % of the cost. For 2026, that costsharing means modestly higher premiums for both United Healthcare plans, and slight increases in the premiums for the Kaiser plan.
21 Special Notices and Information
28 Important Notice About Your Prescription Drug Coverage and Medicare
This guide highlights some of your Airports Authority benefits. Official plan and insurance documents govern your rights and benefits under each plan. If any discrepancy exists between this booklet and the official documents, the official documents will prevail.
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